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Savings Rates

4th Quarter 2009 Dividend Regular Share (00,01,02,04,09 &91) ….0.50%APR and 0.50%APY Interest is paid and compounded quarterly, funds in the account earn from the date of deposit.
January 2010 Interest Rates High Yield (05)……………..1.00%APR and 1.00% APY IRA (96,97,98 and 99)…………………….1.00% APR and 1.00%APY Interest is paid and compounded monthly, funds in the account earn from the date of deposit. (High Yield requires a minimum balance of $2.500.00, balances below $2.500.00 earn .50%APR and .50%APY)
Certificates of Deposit February 1, 2010
6 month 1.00% APR and 1.00% APY 9 month 1.10% APR and 1.10% APY 12 month 1.25% APR and 1.26% APY 18 month 1.50% APR and 1.51% APY 24 month 1.75% APR and 1.76% APY 36 month 2.25% APR and 2.26% APY
Truth In Savings Disclosures
APR is the Annual Percentage Rate. APY is the Annual Percentage Yield. Certificates Rates Subject to Change without notice.
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February 1, 2010 to March 31, 2010 Loan Special 7.99%APR Maximum $3000.00 24 Months |
| LOAN TYPE |
RATE |
TERM |
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NEW AUTOS AND MOTORCYCLES 2009 & 2010 under 20,000 miles
USED 2010 & 2009 over 20,000 miles 2008 & 2007 2006 & 2005 2004 & 2003
Used Autos 2002 and older |
4.75%APR
4.75%APR
9.99% APR
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UP TO 72 MONTHS
UP TO 66 MONTHS UP TO 60 MONTHS UP TO 54 MONTHS UP TO 48 MONTHS
UP TO 48 MONTHS
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HOME IMPROVEMENT (Receipt or Estimate Required) |
9.99% APR |
UP TO 60 MONTHS |
BOATS, MOTOR HOMES, TRAVEL TRAILERS & 5TH WHEELS Under $10,000.00 Over $10,000.00 Over $50,000.00 |
5.95% APR 6.99% APR 6.99% APR |
UP TO 60 MONTHS UP TO 120 MONTHS UP TO 180 MONTHS
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PWC & ATVS, SNOWMOBILES & CAMPERS |
5.99% APR 6.99% APR |
UP TO 36 MONTHS UP TO 60 MONTHS |
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HOME EQUITY 80% LTV 80% LTV 80% LTV
90% LTV 90% LTV 90% LTV
LTV (LOAN TO VALUE) MINIMUM LOAN AMOUNT $5,000.00 MAXIMUM LOAN AMOUNT $100,000.00
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6.00% APR 6.25% APR 6.75% APR
6.75% APR 7.00% APR 7.25% APR
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UP TO 60 MONTHS 61 TO 120 MONTHS 121 TO 180 MONTHS
UP TO 60 MONTHS 61 TO 120 MONTHS 121 TO 180 MONTHS
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MEMBER PLUS LOAN (Minimum $1,500.00) |
11.50% APR |
UP TO 60 MONTHS |
LINE OF CREDIT (Minimum $200.00) |
12.50% APR |
$3.00 PER $100.00 |
SHARE SECURED (Regular or High Yield) |
3% over current savings rate |
12 to 60 MONTHS (TERM BASED ON AMOUNT) |
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VISA PLATINUM (formerly Classic)
VISA PLATINUM PREFERRED (formerly Gold)
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11.50% APR FIXED
9.50% APR FIXED
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- 3% OF BALANCE- MINIMUM PAYMENT $30.00
2% OF BALANCE- MINIMUM PAYMENT $20.00 |

PAYMENT CALCULATOR APR IS THE ANNUAL PERCENTAGE RATE
ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE - HOME EQUITY LOANS SOME FEES MAY APPLY NO APPLICATION FEE...No direct refinancing of GRBTCU loans to lower rates.

GR Building Trades Credit Union
4555 West River
P.O. Box 408
Comstock Park, Michigan
49321
616.784.6390
Fax: 616.784.9223
grbtcu@grbtcu.com
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