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Rates

Savings Rates

4th Quarter 2009 Dividend
Regular Share (00,01,02,04,09 &91) ….0.50%APR and 0.50%APY
Interest is paid and compounded quarterly, funds in the account earn from the date of deposit.

January 2010 Interest Rates
High Yield (05)……………..1.00%APR and 1.00% APY
IRA (96,97,98 and 99)…………………….1.00% APR and 1.00%APY
Interest is paid and compounded monthly, funds in the account earn from the date of deposit.
(High Yield requires a minimum balance of $2.500.00,
balances below $2.500.00 earn .50%APR and .50%APY)

Certificates of Deposit
February 1, 2010 

 6 month 1.00% APR and 1.00% APY
 9 month 1.10% APR and 1.10% APY
12 month 1.25% APR and 1.26% APY
18 month 1.50% APR and 1.51% APY
24 month 1.75% APR and 1.76% APY
36 month 2.25% APR and 2.26% APY

Truth In Savings Disclosures
APR is the Annual Percentage Rate. APY is the Annual Percentage Yield.
Certificates Rates Subject to Change without notice. 


 

   February 1, 2010  to March 31, 2010
Loan Special 7.99%APR  Maximum $3000.00 24 Months

LOAN TYPE

RATE

TERM

NEW AUTOS AND MOTORCYCLES 
2009 & 2010 under 20,000 miles

USED 2010 & 2009  over 20,000 miles
2008 & 2007 
2006 & 2005 
2004 & 2003 



Used Autos 2002 and older

4.75%APR


4.75%APR


 


9.99% APR

UP TO 72 MONTHS


UP TO 66 MONTHS
UP TO 60 MONTHS
UP TO 54 MONTHS
UP TO 48 MONTHS


 UP TO 48 MONTHS

HOME IMPROVEMENT
(Receipt or Estimate Required)
9.99% APR UP TO 60 MONTHS
BOATS, MOTOR HOMES,
TRAVEL TRAILERS & 5TH WHEELS
Under $10,000.00
Over $10,000.00
Over $50,000.00
   
    
5.95% APR
6.99% APR
6.99% APR
  
    
UP TO  60 MONTHS
UP TO 120 MONTHS
UP TO 180 MONTHS
 PWC & ATVS,
SNOWMOBILES & CAMPERS
5.99% APR
6.99% APR
UP TO 36 MONTHS
UP TO 60 MONTHS

HOME EQUITY 
80% LTV
80% LTV
80% LTV

90% LTV
90% LTV
90% LTV

LTV (LOAN TO VALUE)
MINIMUM LOAN AMOUNT $5,000.00
MAXIMUM LOAN AMOUNT $100,000.00


6.00% APR
6.25% APR
6.75% APR

6.75% APR
7.00% APR
7.25% APR

 


UP TO 60 MONTHS
61 TO 120 MONTHS
121 TO 180 MONTHS

UP TO 60 MONTHS
61 TO 120 MONTHS
121 TO 180 MONTHS

MEMBER PLUS LOAN
(Minimum $1,500.00)
11.50% APR UP TO 60 MONTHS
LINE OF CREDIT
(Minimum $200.00)
12.50% APR $3.00 PER $100.00
SHARE SECURED
(Regular or High Yield)
3% over current savings rate 12 to 60 MONTHS
(TERM BASED ON AMOUNT)

VISA PLATINUM
(formerly Classic)

VISA PLATINUM PREFERRED 
(formerly Gold)

11.50% APR FIXED


9.50% APR FIXED
  • 3% OF BALANCE- MINIMUM PAYMENT $30.00

    2% OF BALANCE- MINIMUM PAYMENT $20.00

PAYMENT CALCULATOR

APR IS THE ANNUAL PERCENTAGE RATE
ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE - HOME EQUITY LOANS SOME FEES MAY APPLY
NO APPLICATION FEE...No direct refinancing of GRBTCU loans to lower rates.
 


GR Building Trades Credit Union
4555 West River
P.O. Box 408
Comstock Park, Michigan 49321
616.784.6390
Fax: 616.784.9223
grbtcu@grbtcu.com